Once we have received the response from the credit agencies and or the creditors directly, the debt will be resolved one of two ways;
Resolution 1 The debt was determined to be noncollectable or invalid. When this happens the debt is removed from your credit report and the creditor stops all collection action against you.
Resolution 2 They actually have provided valid proof of debt and when this happens we then negotiate a settlement for substantially less with a monthly payment that works for your budget..